Rates and Fees

USANewLoan.com is not a lender or a loan broker. We are a loan connecting system, connecting consumers looking for payday or small installment loans with lenders that offer loans to qualified consumers. We do not make loan or credit decisions, and unfortunately cannot guarantee approval.

If you are connected with a lender after registering on the USANewLoan website, the lender will explain the loan amount, the fees and APR, and the terms of repayment. The rates, fees, and terms of repayment vary by lender, and each lender has its own unique repayment and renewal policies. Please review those policies before accepting a loan. All questions regarding repayment and its consequences should be directed to your lender.

Until you have electronically signed for the loan, you aren’t obligated to accept the terms of the loan offer if you don’t wish to. Once you’ve received your loan, your repayments will be automatically debited from your bank account according to your lender’s pre-determined repayment schedule. Late repayment or nonpayment of the loan, including all fees and interest charges, might result in additional fees, reporting to a credit bureau, renewals and rollovers, and/or collection activities. Ask your lender about repayment terms and study your options carefully before agreeing to loan terms. If repayment will be a problem, do not accept the loan.

USANewLoan.com does not charge consumers for its loan connecting services, so registering online is free!